The Numbers – You know that budget? Double it!

6 Years ago we bought our first property. It was so long ago that I feel like I had a little process amnesia.

Being a first time buyer was soooo much easier than being a home mover. The extra baggage creeps up on you and you don’t realise that you’ve accumulated so much stuff!

Let’s get down to the numbers.

My husband is a numbers man. He wants it all to be accounted for on the spreadsheet and adds a £200 buffer to absolutely everything! It really annoys me because I’m all up for rounding up to the nearest 10, but £200? He takes it too far!

Well, it seems as if Mr Charm was on to something.

The costly thing isn’t in things you accounted for costing a little more than expected, but it’s in the things that you had no intention of spending money on requiring money to be spent!

To give you an idea, we always knew that we had to give the house some make up. Lick of paint, furniture, art etc. We accounted for painting all the rooms and a newly fitted kitchen/bathroom for personal reasons, not really a super necessity.

As time progressed so did the need for that budget to be stretched.

Natural floorboards meant the risk of worms, stray bits and with a young child, anything that is a risk to master charm will be seen to. We had to get the floors sanded, treated and polished.

There’s also the other unaccounted area – the garden! We hadn’t had a garden for so long that upkeep and the importance of a sturdy fence was not at the forefront of our minds.

Limp water. Nothing boils my blood more than a limp shower. Power shower or nothing! That’s what we were dealing with. The bathroom was due a facelift, but lead times were a nightmare and was we really going to live with limp water for that long? I think not.

It turns out that all of those £200 add ons were welcomed and helped us in some stretched situations.

Lesson learnt? Double that budget & don’t be a home Reno snob. Another added learn for me was to let my husband get involved, two heads are better than one and after all, this is OUR home not mine!

Work-Life Balance: The Intern is equally as important as the Exec

This week I planned to share a post which highlighted the importance of Diversity, Inclusion and being able to bring your whole self to work, but I’m going to deviate slightly.

The title of this post is pretty self explanatory.

Regardless of who you encounter in the workplace, give them the same amount of respect and time that you would anyone else.

Why?

1- It’s human decency and good character

2- You never know where this person will be in years to come. Some people are extremely ambitious and may end up being your boss in a few career cycles.

3- You never know what people are going through. Some people are uber qualified, but take whatever role they can get to pay the bills or they may have just taken a career change and now need to work their way up from an entry level position due to a lack of experience.

All in all regardless of role or seniority all people deserve to be treated fairly.

Don’t ignore someone’s email because you don’t see “the decision maker” copied in. Don’t reply with a snarky tone because you deem yourself more important than said recipient.

After all, life has a funny way of humbling people. That colleague you treated horribly could be related to the person whose decision it is regarding a big contract you’re banking on signing.

I once read a really interesting quote that I think is quite relatable to this topic. It says, “you can tell the character of a guy by the way he talks to the waiter”.

Be kind.

You don’t know what people are going through or who the “real” boss is. Titles are great, but the man on the field delivering deserves a little nod of thanks from time to time.

People don’t leave companies, they leave bosses and unpleasant relationships.

2019 Retrospective

Thank you for your views and engagement from across the globe

August 24th 2018 – TellMeElleCee was born. An introductory post was published and so the journey began!

From August 26th 2018 – Throughout 2019 a variety of posts, Mortgage industry gold and financial hacks were shared. 

The following 18 topics have been dissected and explored:

Here’s to an informative 2020…